Insurance Services
Accidental Damage and Theft Cover
Provides cover against fire and/or accidental physical loss or damage and theft with or without violent and forcible entry. The policy also covers the equipment while in transit anywhere in the world.
Liability Cover
This can cover you for your legal liability* to pay compensation if personal injury or property damage occurs in connection with your occupation, profession, business or trade as a musician and/or ownership or use of your insured musical equipment.
* Liability cover excludes Canada and USA. An additional premium is chargeable for this optional cover.
Included in our Policy:
- Cover for physical loss or accidental damage to your equipment - 24 hours a day, including while in transit.
- Cover for loss of equipment caused by theft.
- Emergency Replacement Hire up to 25% of the equipment sum insured following loss or damage covered by the policy.
- Repair or replacement of your equipment following loss or damage.
- Australia and Worldwide cover automatically included*.
- Optional liability cover*^ - for personal injury or property damage to others arising in connection with your work or use of your musical equipment.
*Liability cover excludes Canada and USA.
^Liability cover cannot be taken without the Accidental Damage and Theft cover.
Insurance Packages
Section 1 & 2 - Accidental Damage and Theft Cover
Package includes cover for physical loss or accidental damage to your Musical Instruments & Equipment and loss of your Musical Instruments & Equipment due to theft.
Section 1, 2 & 3 - Accidental Damage, Theft and Liability Cover
Package includes cover for physical loss or accidental damage to your Musical Instruments & Equipment, loss of your Musical Instruments & Equipment due to theft (Sections 1 & 2) and Liability cover for legal liability to pay compensation for personal injury or property damage to others up to a limit of $20 million (Section 3).
Before making a decision on your insurance, please read:
Product Disclosure Statement and Musical Equipment Insurance Policy
Marsh Pty Ltd (ABN 86 004 651 512 AFS Licence No. 238983) arrange this insurance and are not the insurer. In arranging this policy, Marsh acts under binding authority on behalf of QBE Insurance (Australia) Ltd (ABN 78 003 191 035 AFS Licence No 239545) and not on your behalf. In the event of a claim on any of the policies above, Marsh Pty Ltd will act as your agent when assisting you in relation to claim settlements. This website contains general information only and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions, exclusions and limitations of cover please refer to the specific policy document or Product Disclosure Statement which is available from us or is able to be downloaded from this website. 11/0031.
Contact Us
Telephone:
1300 760 171
Email: musiciansinsurance.australia@marsh.com
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